Real estate investments in Portugal with positive cash flow from the first moment
An Portuguese investment company that provides 360° investor support in Portugal , including property identification, local bank financing, legal support, and closing a contract with tenants - all in one place.
Equity
Bank financing
Average return
Why Portugal?
One of the most intelligent investments: property in Portugal
Here are the 4 main reasons why real estate in Portugal is a popular avenue for both novice and experienced investors.
"Real estate treasures galore"
Expected monthly
income: 900 €
Expenses: 600 €
Most of our investments amount to an initial capital of 50,000 euros and financing of 120,000 euros.
This amounts to an average fixed monthly repayment of 1,800 Euros (average) - and a fixed income of around 4,000 Euros directly from the tenants.
Average increase
of 8% per year
in the real estate market
According to statistics from the last 10 years and also according to our experience - properties in the Portuguese real estate market increase by an average of 8% per year.
Banking leverage
up to 75% financing
in Portugal
The combination of banking leverage and the low risks in residential real estate in major cities creates positive investment potential with low risk.
Both a
positive monthly
return
and an "exit"
You can rent the property and enjoy a positive monthly return of up to 7.9% per year. Or sell the property and make an "exit" on the profit you received from the moment you bought the property until its value increases.
is this suitable for?
property in Portugal - you must have:
Liquid equity
To realize the asset
Investing in Portugal
in a sustainable apartment
In summary: minimal equity, patience, willingness to invest ← and you have an apartment in Portugal!
1) The investment we offer our clients
is an investment in real estate in Portugal.
2) Those interested in investing through our service
are required to have liquid equity for a stable investment of at least 50,000 euros for a period of about two to three years.
3) The goal should be to increase equity
without spending additional money out of pocket after purchasing the property
(apart from ongoing maintenance and management expenses, of course).
Almost full financing (75%) for the purchase of a property in Portugal
The most significant advantage that requires first consideration is the issue of financing.
We have not heard of other countries that are coming towards buyers,
as Portugal is coming towards them. The major banks in Portugal provide financing of up to 75 percent of the property value at a very attractive interest rate.
Which means that the equity that you will need to bring from home will be very low. Banks in other European countries advocate a stricter policy, which makes the dream of property far away.
Real estate investments in Portugal also bring a golden opportunity to young investors who come with little money. This option is also ideal for experienced investors who are interested in spreading risks with the purchase of properties in Portugal.
Real estate investments in Portugal for example
How much is it in money?
Property price
€170,000.00
Equity 30%
€51,000.00
70% mortgage (30 years)
€119,000.00
Refunds
Annual repayment of the mortgage principal
€2,015.20
Annual mortgage interest repayment
€3,617.50
Additional expenses
€2,015.20
Purchase tax
€2,860.00
Stamp duty (0.8%)
€1,360.00
Legal expenses and more
€3,500.00
Total equity
€58,720
yield
Income (per year)
10,200 €
Expense (per year)
6,500 €
Annual increase
in property price
8% increase
13,500 €
Total annual profit
Yield + Value
17,200 €
We provide
full and comprehensive support to investors in Portugal
from the beginning of the process
and even after the purchase.
We are the only Portuguese company that invested 4 million euros in Portugal from our own money before offering our services to the general public
.PS
This is why we understand real estate,
unlike everyone else who understands mainly marketing.
Tip
If you want to do real estate,
don't go to marketing companies,
but to companies that (really) do real estate.
Choosing a property that best suits your investment amount
The only ones in Portugal who take care of you as a tenant after the purchase
Management company in Portugal with no monthly fee. Payment as needed (if at all)
Legal assistance through a lawyer in Portugal
Physical visit to the property in Portugal on behalf of our company
Accompanying investors in Portugal throughout the entire process, including the sale of the property
How does it work
and how long does it take?
(From the first step to passive income)
The 4-step process
for purchasing an income-producing property in Portugal
The process of purchasing a property is done together with you and in full coordination at every step.
Our company is located in Portugal in Porto itself to receive updates and a real picture of the situation from the ground.
We have summarized the process for you into 4 main steps for a clear understanding of the process, further down this page there is a full breakdown
1
Consultation call and investment suitability check
We are respected in the industry for our wealth of investment knowledge and experience. You can trust us to bring you comprehensive information and in-depth analysis to help you make informed, informed decisions.
2
Choosing an investment property
Our company offers access to a wide range of investments suitable for all types of investors and financial levels. Experienced investment advisors will be happy to help you choose the solution that best suits you – first hand, second hand, Porto, Lisbon, Coimbra, Matosinhos
3
Bureaucracy, finalizing the purchase and registering in a taboo wording
Our company focuses on stability and transparency, so you can be sure that your investments are in safe hands and are managed responsibly and professionally.
4
Finding tenants and continuing remote support
As a boutique firm, we believe in a personalized and tailored approach to each client. Our consulting team will be at your disposal to assist and advise you with any questions or needs you may have.
Properties in Portugal
worth exploring
Portugal, with its many tourist advantages and beautiful landscapes, also offers many advantages in the field of real estate investment. Real estate investors will find great interest in investing there, due to the attractive prices and the many opportunities that can be found there.
Apartment prices in Porto are significantly lower than avarage apartment prices in Portugal, but the growth in the real estate market is largely similar to the growth in the Portuguese real estate market.
The clear implication is that for a price significantly lower than the average price of an apartment in Portugal, you can buy an apartment in Portugal and receive double the return percentage.
Property at a reasonable price.
Yield 2.6 times higher than the average in Portugal.
You will probably understand that this is an extraordinary opportunity.
Anyone who has looked into investing in Portugal has understood how different and attractive it is.
If you have already decided to invest the money you have saved over the years, it is advisable to do so in the right place.
In an investment that may yield you a high return, but at the same time will not put you at excessive risk.
Where is the best place
to invest my 50,000 euros?
A profitable asset
from the first moment
Real estate in Portugal
Real estate in Portugal
Capital market
Leave money in the bank
Bureaucracy
You are upon me.
About us
Professionalism is required.
nothing
Initial capital
€150-450 thousand
€50 thousand
€1-10 thousand
0 ₪
Chance - Risk
Low risk
Low risk
High risk
No risk
yield
2-3%
6-8%
6-10%
0.01-0.5%
"Real estate in Portugal is more profitable than any other stable investment"
Investing in Portugal -
is it even worth it?
A significant portion of investors prefer to invest in Portugal because they know the local market. But the brave investors are the ones who cut the coupon at the end of the road.
Portugal has made a very significant leap in recent years,
and has become a sought-after tourist destination.
Many people come to the country to see what it offers that is different from other European countries. The fact that tourism in the country is growing means that the country itself is undergoing incredible development. It is possible that the offer that is on the agenda today will no longer be on the agenda tomorrow.
Real estate investments abroad are worthwhile,
certainly when it comes to a growing country like Portugal.
The importance of a real estate lawyer in Portugal before purchasing
Have you come to the conclusion that buying real estate in Portugal is the right choice for you?
In order to make the right decisions in real time, you will need to work with a real estate attorney in Portugal. An experienced attorney who knows the country's policies will be able to guide you in what will be best for you.
After all, you do not know the policies in Portugal, policies that will be different from all other countries in the world. A real estate investment advisor in the form of an attorney will provide you with guidance that will take all the burden off your shoulders.
You can even continue to work with the same attorney to manage the property while you are in Portugal. Real estate investments in Portugal bring with them many question marks because you do not know the country well enough. With a real estate investment attorney in Portugal, you can be sure that there is someone standing behind you at any given moment.
What is the annual rental income in Portugal?
Any real estate investment advisor will tell you to look first at the rent you can get. However, here too, you can see significant differences between the different cities, right here in Portugal. There may be cities where the rent will be low, on the other hand, central cities where the rent will be high. Rent in Portugal yields 6 percent of the property value per year .
Which means that over time you will be able to cover the initial payment on the property you purchased in Portugal. Real estate investments in Portugal are known to be worthwhile mainly because they provide a relatively good annual return.
Small real estate investments around the world will not always provide the goods for you. In Portugal, you play it safe in this regard, and you can be calm. You can consult a property expert in Portugal who will help you find the perfect property. The one that will cost you cheap, but at the same time will allow you to obtain a relatively high rent.
Meet the team
The Story of Two Visionary Entrepreneurs: Shai Ehrlichman and Raffi Shachiver
- Strategic Business Planning: Crafting meticulous business plans tailored to each investment.
- Financing Expertise: Securing local bank mortgages with favorable terms.
- Risk Analysis: Conducting in-depth assessments to ensure long-term viability.
- Project and Asset Management: Overseeing day-to-day operations and ensuring seamless execution.
- Tenant Acquisition: Finding the right tenants to maximize property value.
- Investor Support: Providing end-to-end services for entrepreneurs and investors alike.
Shai Erlichman, 35
Rafi Shihaber, 62
אינווסט פורטו כיום מנהלת 300 נכסים בארץ ובחו”ל,
והסיפור שלה מתחיל ב-2015 מקצין בדרגת סרן בשם שי ארליכמן שבדיוק השתחרר אחרי שירות של 6 שנים.
אחרי שהצליח לעשות הרבה השקעות חיוביות לעצמו,
הוא התחיל לעזור למשפחה, חברים ומכרים ללא תשלום.
אחרי תוצאות מרשימות למעגל החברים הראשון שלו,
הם האיצו בו (מה שנקרא “לחץ חברתי”) להעניק את השירות הזה לציבור הישראלי
השותף השני, רפי (רפאל)
התחיל את הדרך שלו בפלורידה שבארה”ב
שם הוא רכש, השביח והחזיק בנדל”ן.
לאחר מכן חזר ארצה, רכש מגרשים, יזם, בנה ומימש.
שי הקים את חברת “וויזר”
(הבעלים של המותג אינווסט פורטו)
ורפי הצטרף בתור שותף פעיל לחברה
בהתחלה “וויזר” השביחה וניהלה אופרציה
שנותנת פתרונות דיור קצרי טווח (בהגהה המקומית AIRBNB).
ב-5 שנים האחרונות יזמים החלו להשקיע מכספם הפרטי בפורטו שבפורטוגל,
כחלק מפיזור סיכונים ותמהיל השקעה סולידי,
רכשו השכירו וחלקן מימשו דירות קיימות.
האינווסט פורטו אנחנו בוחרים בקפידה את ההשקעות שלנו ודואגים שהלקוחות שלנו יהיו נטולי סיכון ועם תשואה מקסימלית.
בזכות זה אנחנו מסוגלים לספק שירות אישי ביותר.
התהליך הקפדני של בחירת הלקוחות מאפשר לנו לעבוד בהיקף המאפשר לתת מענה אישי ומותאם לצרכים הספציפיים שלכם
וזאת המטרה שלנו – ללוות אתכם בכל צעד בדרך,
לספק לכם ייעוץ מקצועי ולהבטיח שההשקעות שלכם תמיד נמצאות בידיים בטוחות
“ממשקיעים ליזמים” זה לא רק סלוגן
גם אתם יכולים להיות חלק ממנו – תשאירו פרטים בלחיצה על הכפתור ונבדוק איזה נכס הכי מתאים לכם
שי ארליכמן, 35
רפי שחיבר, 62
Wieser's offices, "Invest Porto"
Address: Tv. Da Miraflor 25, Porto, Portugal |
Rua da Silva Porto 137, Porto, Porugal |
Rua Vale Formoso 52-56, Porto, Portugal
Property Management in Portugal
A look at the investments
of satisfied customers
Michael,Texas
Equity 48,000 euros
2-room apartment 155,000 €
rented for 850 € per month = 6.5% return
Emily, New York
Equity 52,000 euros
2-room apartment for 150,000 €
rented for 750 € per month = 6% return
John, California
Equity 45,000 euros
Studio apartment 150,000 €
rented for 950 € per month = 7.6% return
⭐⭐⭐⭐⭐
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In conclusion, real estate in Portugal
Before purchasing an apartment in Portugal, everyone should make the right choice for themselves based on the considerations they see fit. It is very difficult to make a specific statement that will be correct for both you and others.
Your working assumption should be to try to invest here in Portugal first. After all, you know the local market well, and you will probably be able to make the right choices. But once purchasing property in Portugal is no longer relevant, you will have to look for real estate investments abroad.
Among the various countries throughout Europe, Portugal seems like an excellent country for investment. The costs of properties there are relatively low, and the future profit can be particularly high. After you understand how much an apartment costs in Portugal, you will see that this is an excellent step. After you examine the prices of apartments in Portugal, you will be able to choose the property that will be tailored to your needs.
Frequently Asked Questions
- Local tax number – up to 10 days from sending relevant documents.
- Opening a bank account – up to 10 days from signing relevant documents.
- Choosing an investment property.
- Transfer money to the Portuguese account.
- Signing a CPCV (equivalent to an option) – up to 30 days from the end of negotiations with the seller.
- Signing mortgage documents – up to 45 days from the moment you transfer the initial payment to the seller.
- Completion of purchase and registration in a taboo form – up to 60 days from selecting the property.
- Finding tenants – up to 45 days from the moment of completion of the purchase.
- Realization of the property – up to 24 months from the moment the purchase is completed.
Starting from €50,000 equity and you have an apartment in Portugal
Our service is carried out in a phased manner, and is conducted with full transparency to the investor throughout the entire process. Each of our investors can choose at any given moment not to continue the process, whether the procedure is at an early stage or is already at an advanced stage. We do not charge money in advance for any part of the service we provide, but rather charge our fees as a derivative of the progress of the property acquisition process and the service we actually performed.
Our agreement specifies the stages of payment for the fee – please leave details.
First of all, the procedure is suitable for people who are confident in their desire to invest in real estate. If your preference is to invest in the stock market or other channels, it is not certain that this type of investment will suit you. The investment we offer our clients is an investment in real estate, in the city of Porto only.
Anyone interested in investing through our service is required to have liquid equity for a stable investment of at least €50,000, for a period of about two to three years. The goal should be to increase equity without spending additional money out of pocket after purchasing the property (apart from ongoing maintenance and management expenses, of course).
Anyone who invests through us should understand that this is an investment – and like any investment, there is a risk here too. Although we view this risk as low, and expect high and profitable returns, we are nevertheless affected by various market fluctuations. We cannot know how the market will be affected in a year or two from now, and what the factors that will affect it will be.
We work with several banks, the leading one being BCP Millennium.
Absolutely not. Anyone can purchase an apartment in Portugal.
Absolutely. But real estate, certainly for investment, is not purchased with cash – it is not financially correct.
To purchase an apartment in Portugal or to hear information about house prices in Portugal, we will be happy to schedule a meeting and explain in detail. Leave your details and we will talk.
One of the questions we receive is whether there are apartments for sale in Portugal second-hand, so yes, there are such apartments for sale, contact us to hear more details.
